A claims management company passed its cases to Consumer Credit Litigation Solicitors, the trading name for a sole solicitor’s practice. Those claims were brought against a large number of finance companies and high street banks. Costs orders were made against the Claimants in a large number of claims. The consequence was that a large number of Claimants sought to discontinue their proceedings, but attempted to recover some or all of their costs from the Defendant banks. Those applications were dismissed and costs awarded to the finance companies and banks. The finance companies and banks then sought to obtain non-party costs orders against the claims management company and the solicitor’s practice. The claims management company accepted that it should be liable, jointly and severally with the relevant Claimants for costs orders made against them. The firm of solicitors failed to obtain legal costs insurance or to advise its clients of this and was acting without instructions. In such circumst ances this rendered it liable to be made the subject of a non-party costs order.