Abbey National Bank Plc v Stringer & Ors [2006] EWCA Civ 338 (07 April 2006)

  • Article
  • Published: 7 Apr 2006
  • Last edited: 14 Jun 2010

Syndicated from Real Property

A mother and son jointly owned a property. They obtained a second mortgage from the Appellant in order to find the son's business. The mother was unable to read English and did not have the document explained to her. The bank sought possession of the property after default in meeting the mortgage repayments. It was held first that the trial judge had been entitled to have inferred from the circumstances that the son's involvement was only nominal and that the beneficial interest in the property was held by the mother. He was also entitled to conclude that there was a presumption of undue influence between the mother and son as she was vulnerable and was unable to read English and had limited understanding of the language.

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