Consumer Law article
A charge for credit isn’t credit
Southern Pacific Securities 05-2 Plc v Walker & Anor [2010] UKSC 32 A brief note on this case, which concerned the enforceability of a credit agreement secured on the Walker’s property. Our report on the Court of Appeal decision is here, and there is little to add in this note, because the Supreme Court in [...]
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Case Comment: OFT v Abbey National plc & others; [2009] UKSC 6
In its highest profile judgment so far, the Supreme Court has reversed the decisions of the High Court and the Court of Appeal by ruling that the OFT is not entitled to assess the fairness of bank charges under the Unfair Terms in Consumer Contracts Re…
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